Right now there are more than 1800 investment funds available. There are many fine ones, all of which are up and down with the market at any given point. Most of them have a history of having had a positive return in the long run.
There is an art to being able to select any investment fund rather than just a proprietary fund by an employee broker. The risk level that you can handle personally or that meets the time frame of your objective is not automatic with all of the funds. Many funds are designed for a specific need, whether it is a college education, retirement planning, or a savings investment during your working years.
Let us advise you because we don't represent a single company. Part of the fact-gathering process requires an interview that assesses your needs and your risk comfort zone while gathering an understanding of your financial situation to enable the right fund selection.
Estate planning and life transition planning for such milestone events like the birth of children, changing jobs, retirement, poor health, divorce, etc., all require a review of your insurance investments and other financial vehicles.
At Retirement Solutions, we have the integrity and professional experience, to save hours of your time and prevent you from making major mistakes. We do sell products but will never ask you to buy. Our job is to gather information, answer your questions and then allow you to determine whether the planning in place now is to your advantage and to be sure the recommendations are within your affordability range. You are in charge.